Should I Consider Combining Long-Term Care and Life Insurance?

We have an aging population. It’s not uncommon for people to spend more than a third of their lives in retirement. You work hard and save money so you can enjoy those years and pass something down to your children. But what happens if you get sick for a long period of time? Most health […]

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When and How to Collect Social Security

The Social Security Act was signed by President Roosevelt in 1935, due in large part to the economic hardships brought on by the Great Depression. Although some of its provisions were intended to provide immediate relief for families, Social Security was primarily created to provide reliable income that would serve as a safety net for […]

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Why You Should Start Contributing to Your 401(k) as Early as Possible

Years ago, most companies offered pensions to employees. These employer-maintained retirement accounts ensured the employee would receive income, either monthly or in one lump sum, based on how long they worked and how much they earned. That’s no longer the case. In fact, a study from Towers Watson found that the number of Fortune 500 […]

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What You Need to Know About New Jersey Tax Law Changes

Beginning January 1, 2017, New Jersey made some changes to its tax laws. Below are some of the key changes so you can understand their impact on you in the coming years. Sales Tax By now most of you have heard that NJ lowered its sales tax rates as part of the compromise to get […]

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Factors to Consider When Choosing a Retirement Plan for Your Small Business

The average life expectancy in the U.S is 78.8 years, and we all know people who live well into their 80s and 90s. These days, people are spending 20 or even 30-plus years in retirement. Many experts believe you’ll need 70-90 percent of your preretirement income to maintain your standard of living in retirement. As […]

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Professionals and Executives

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Professionals and Executives

Business Owners

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Business Owners

Retired and High Net Worth Individuals

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Retired and High Net Worth Individuals